How we help doctors, dentists & locums
Healthcare professionals often have several income sources at once — NHS employment, locum sessions, private work and sometimes a limited company. We bring it all together, prepare your tax return and make sure your expenses and professional fees are claimed correctly.
We understand the tax issues specific to the profession, including how NHS pension growth can interact with the pension annual allowance, and we'll flag where specialist pension advice may be needed.
Common challenges we solve
- Combining PAYE, locum and private income on one return
- Claiming professional subscriptions, indemnity and travel
- Deciding whether to work through a limited company
- NHS pension annual allowance considerations
Services for doctors, dentists & locums
- Self Assessment Tax Returns — Personal tax returns prepared accurately and filed on time — for the self-employed, landlords, company directors and anyone with income outside PAYE.
- Limited Company Accounts — Year-end statutory accounts, Corporation Tax returns and Companies House filings, with practical advice on taking money out of your company tax-efficiently.
- Tax Planning & HMRC Support — Proactive, plain-English tax planning and calm, experienced support if HMRC opens an enquiry or sends a letter you're not sure about.
- Bookkeeping — Clean, up-to-date books so you always know where you stand — using cloud software that keeps your records ready for VAT, year-end and tax.
Frequently asked questions
Do locum doctors need to file a tax return?
Yes — self-employed locum income must be reported through Self Assessment, along with any other untaxed income.
Can I claim my GMC and indemnity fees?
Professional subscriptions on HMRC's approved list and indemnity costs relating to self-employed work are usually allowable. We'll review your expenses.
Should a locum work through a limited company?
It can suit some, but it affects NHS pension eligibility and has other trade-offs. We'll talk you through the options.