/* Inter (self-hosted, SIL OFL) */
@font-face{font-family:"Inter";font-style:normal;font-weight:100 900;font-display:swap;src:url(/assets/fonts/inter.woff2) format("woff2")}
@font-face{font-family:"Inter";font-style:italic;font-weight:100 900;font-display:swap;src:url(/assets/fonts/inter-italic.woff2) format("woff2")}
/* Premier Accountants & Tax Advisers — site styles */
:root{
  --navy:#03154d;
  --navy-2:#0370d1;
  --sky:#0a7cf0;
  --sky-soft:#e9f2fe;
  --ink:#16213f;
  --muted:#5a6678;
  --line:#e3e8ef;
  --paper:#ffffff;
  --cream:#f3f7fe;
  --radius:14px;
  --shadow:0 12px 32px rgba(3,21,77,.10);
  --max:1160px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:"Inter",system-ui,-apple-system,"Segoe UI",Arial,sans-serif;color:var(--ink);background:var(--paper);line-height:1.65;font-size:17px;-webkit-font-smoothing:antialiased}
img,svg{max-width:100%;display:block}
a{color:var(--navy-2)}
h1,h2,h3,h4{font-family:"Inter",system-ui,sans-serif;color:var(--navy);line-height:1.12;margin:0 0 .5em;font-weight:800;letter-spacing:-.025em}
h1{letter-spacing:-.035em}
.accent{color:var(--navy-2);font-style:italic;font-weight:700;letter-spacing:-.02em}
h1{font-size:clamp(2.1rem,4.6vw,3.4rem);letter-spacing:-.01em}
h2{font-size:clamp(1.65rem,3vw,2.3rem)}
h3{font-size:1.25rem}
p{margin:0 0 1em}
.container{width:100%;max-width:var(--max);margin:0 auto;padding:0 24px}
.eyebrow{display:inline-block;font-size:.78rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--navy-2);background:var(--sky-soft);padding:6px 12px;border-radius:999px;margin-bottom:18px}
.lead{font-size:1.15rem;color:var(--muted);max-width:640px}
.skip{position:absolute;left:-9999px}
.skip:focus{left:16px;top:16px;background:#fff;padding:8px 12px;z-index:100}

/* Buttons */
.btn{display:inline-flex;align-items:center;gap:8px;font-weight:700;font-size:.98rem;text-decoration:none;padding:14px 26px;border-radius:999px;border:2px solid transparent;transition:transform .15s,background .15s,color .15s,border-color .15s;cursor:pointer;font-family:inherit}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:var(--navy-2);color:#fff;box-shadow:0 8px 20px rgba(3,112,209,.25)}
.btn-primary:hover{background:#0a7cf0}
.btn-sky{background:#fff;color:var(--navy-2)}
.btn-sky:hover{background:var(--sky-soft)}
.btn-ghost{border-color:var(--navy-2);color:var(--navy-2);background:#fff}
.btn-ghost:hover{background:var(--navy-2);color:#fff}
.btn-light{border-color:rgba(255,255,255,.5);color:#fff}
.btn-light:hover{background:#fff;color:var(--navy)}

/* Header */
.topbar{background:var(--navy);color:#cfe3f5;font-size:.85rem}
.topbar .container{display:flex;justify-content:space-between;gap:16px;padding-top:8px;padding-bottom:8px;flex-wrap:wrap}
.topbar a{color:#fff;text-decoration:none}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:78px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none}
.brand-mark{width:44px;height:44px;flex:none}
.brand-text{display:flex;flex-direction:column;line-height:1.05}
.brand-name{font-family:"Manrope",sans-serif;font-weight:800;letter-spacing:.16em;color:var(--navy);font-size:1.15rem}
.brand-sub{font-size:.72rem;color:var(--muted);letter-spacing:.04em;margin-top:3px}
.nav-links{display:flex;align-items:center;gap:30px;list-style:none;margin:0;padding:0}
.nav-links a{text-decoration:none;color:var(--ink);font-weight:600;font-size:.95rem;position:relative}
.nav-links a:not(.btn)::after{content:"";position:absolute;left:0;bottom:-6px;height:2px;width:0;background:var(--sky);transition:width .2s}
.nav-links a:not(.btn):hover::after,.nav-links a[aria-current="page"]::after{width:100%}
.nav-links .btn{padding:10px 18px;color:#fff}
.menu-toggle{display:none;background:none;border:0;padding:8px;cursor:pointer}
.menu-toggle span{display:block;width:24px;height:2px;background:var(--navy);margin:5px 0;transition:.2s}

/* Hero */
.hero{position:relative;overflow:hidden;background:linear-gradient(180deg,var(--cream),#fff);padding:96px 0 88px}
.hero::before{content:"";position:absolute;right:-180px;top:-140px;width:620px;height:620px;border-radius:50%;border:70px solid var(--sky-soft)}
.hero .container{position:relative;display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:28px}
.hero-points{list-style:none;padding:0;margin:28px 0 0;display:flex;gap:22px;flex-wrap:wrap;color:var(--muted);font-size:.95rem}
.hero-points li{display:flex;align-items:center;gap:8px}
.tick{width:20px;height:20px;border-radius:50%;background:var(--sky-soft);color:var(--navy-2);display:inline-grid;place-items:center;font-size:.75rem;font-weight:800;flex:none}
.hero-card{background:#fff;border:1px solid var(--line);border-radius:20px;box-shadow:var(--shadow);padding:30px}
.hero-card h3{margin-bottom:6px}
.hero-card p{color:var(--muted);font-size:.95rem}
.deadlines{list-style:none;padding:0;margin:18px 0 0}
.deadlines li{display:flex;justify-content:space-between;gap:16px;padding:12px 0;border-top:1px solid var(--line);font-size:.93rem}
.deadlines strong{color:var(--navy)}
.deadlines span{color:var(--muted);text-align:right}

/* Sections */
section{padding:88px 0}
.section-head{max-width:700px;margin-bottom:48px}
.section-head.center{margin-left:auto;margin-right:auto;text-align:center}
.section-head.center .lead{margin-left:auto;margin-right:auto}
.bg-cream{background:var(--cream)}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:24px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:30px;transition:box-shadow .2s,transform .2s,border-color .2s}
.card:hover{box-shadow:var(--shadow);transform:translateY(-3px);border-color:#cfe3f5}
.card p{color:var(--muted);font-size:.97rem}
.icon{width:50px;height:50px;border-radius:12px;background:var(--sky-soft);display:grid;place-items:center;margin-bottom:18px}
.icon svg{width:26px;height:26px;stroke:var(--navy-2);fill:none;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round}
.card-link{font-weight:700;text-decoration:none;font-size:.93rem;color:var(--navy-2)}
.card-link:hover{text-decoration:underline}

/* Audience strip */
.who{display:flex;flex-wrap:wrap;gap:12px;justify-content:center}
.who span{background:#fff;border:1px solid var(--line);border-radius:999px;padding:10px 18px;font-weight:600;font-size:.93rem;color:var(--navy)}

/* Steps */
.steps{counter-reset:step;display:grid;grid-template-columns:repeat(4,1fr);gap:24px}
.step{position:relative;padding-top:56px}
.step::before{counter-increment:step;content:counter(step,decimal-leading-zero);position:absolute;top:0;left:0;font-family:"Inter",sans-serif;font-size:2.2rem;font-weight:800;color:var(--navy-2);letter-spacing:-.03em}
.step p{color:var(--muted);font-size:.96rem}

/* Split */
.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}
.checklist{list-style:none;padding:0;margin:20px 0 0}
.checklist li{display:flex;gap:12px;margin-bottom:14px}
.panel{background:linear-gradient(150deg,#03154d,#0b3b91);color:#dbe9f6;border-radius:20px;padding:40px;position:relative;overflow:hidden}
.panel::after{content:"";position:absolute;right:-60px;bottom:-60px;width:220px;height:220px;border-radius:50%;border:40px solid rgba(92,199,241,.18)}
.panel h3{color:#fff}
.panel .stat{display:flex;gap:16px;align-items:baseline;padding:14px 0;border-top:1px solid rgba(255,255,255,.12)}
.panel .stat b{color:#8cc4ff;font-size:1.05rem;min-width:110px}

/* CTA band */
.cta-band{background:linear-gradient(120deg,#03154d 0%,#0a3a8f 60%,#0370d1 100%);color:#dbe9f6;padding:72px 0;position:relative;overflow:hidden}
.cta-band::before{content:"";position:absolute;left:-120px;top:-120px;width:360px;height:360px;border-radius:50%;border:56px solid rgba(92,199,241,.15)}
.cta-band .container{position:relative;display:flex;justify-content:space-between;align-items:center;gap:32px;flex-wrap:wrap}
.cta-band h2{color:#fff;margin-bottom:8px}
.cta-band p{margin:0;max-width:560px}

/* Page hero */
.page-hero{background:linear-gradient(180deg,var(--cream),#fff);padding:72px 0 56px;border-bottom:1px solid var(--line)}
.crumbs{font-size:.85rem;color:var(--muted);margin-bottom:14px}
.crumbs a{color:var(--muted)}

/* Service detail */
.service{display:grid;grid-template-columns:280px 1fr;gap:48px;padding:48px 0;border-top:1px solid var(--line);scroll-margin-top:100px}
.service:first-child{border-top:0;padding-top:0}
.service-aside h3{margin-top:4px}
.service ul{padding-left:20px;margin:0 0 1em}
.service li{margin-bottom:6px}
.service .muted{color:var(--muted)}
.service-nav{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px}
.service-nav a{background:#fff;border:1px solid var(--line);border-radius:999px;padding:8px 16px;text-decoration:none;font-weight:600;font-size:.88rem;color:var(--navy)}
.service-nav a:hover{border-color:var(--sky);background:var(--sky-soft)}

/* FAQ */
.faq{max-width:820px;margin:0 auto}
.faq details{background:#fff;border:1px solid var(--line);border-radius:12px;padding:0 24px;margin-bottom:12px}
.faq summary{cursor:pointer;list-style:none;font-weight:700;color:var(--navy);padding:20px 32px 20px 0;position:relative}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:0;top:16px;font-size:1.5rem;color:var(--sky);font-weight:400}
.faq details[open] summary::after{content:"–"}
.faq details p{color:var(--muted);padding-bottom:12px}

/* Contact */
.contact-grid{display:grid;grid-template-columns:1fr 1.3fr;gap:48px}
.contact-list{list-style:none;padding:0;margin:24px 0 0}
.contact-list li{display:flex;gap:16px;padding:18px 0;border-top:1px solid var(--line)}
.contact-list .icon{margin:0;width:44px;height:44px}
.contact-list small{display:block;color:var(--muted);font-size:.82rem;text-transform:uppercase;letter-spacing:.08em;font-weight:700}
.contact-list a{text-decoration:none;font-weight:600}
form.card:hover{transform:none}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.field{margin-bottom:16px}
label{display:block;font-weight:600;font-size:.9rem;margin-bottom:6px;color:var(--navy)}
input,select,textarea{width:100%;font:inherit;font-size:.97rem;padding:12px 14px;border:1px solid #cfd7e2;border-radius:10px;background:#fff;color:var(--ink)}
input:focus,select:focus,textarea:focus{outline:none;border-color:var(--sky);box-shadow:0 0 0 3px rgba(92,199,241,.25)}
textarea{min-height:130px;resize:vertical}
.hp{position:absolute;left:-9999px}
.form-note{font-size:.82rem;color:var(--muted);margin-top:12px}
.alert{padding:14px 18px;border-radius:10px;margin-bottom:20px;font-weight:600}
.alert.ok{background:#e7f7ee;color:#17603a}
.alert.err{background:#fdecec;color:#8a1f1f}

/* Prose (legal pages) */
.prose{max-width:780px}
.prose h2{font-size:1.45rem;margin-top:1.6em}
.prose ul{padding-left:20px}

/* Footer */
.site-footer{background:#020f38;color:#a9bdd3;padding:64px 0 28px;font-size:.93rem}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:40px}
.site-footer h4{color:#fff;font-family:"Inter",sans-serif;font-size:.85rem;letter-spacing:.12em;text-transform:uppercase;margin-bottom:16px}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin-bottom:9px}
.site-footer a{color:#a9bdd3;text-decoration:none}
.site-footer a:hover{color:#fff}
.site-footer .brand-name{color:#fff}
.site-footer .brand-sub{color:#a9bdd3}
.footer-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:48px;padding-top:22px;display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:.82rem}

/* Reveal */
.reveal{opacity:0;transform:translateY(16px);transition:opacity .6s ease,transform .6s ease}
.reveal.in{opacity:1;transform:none}
@media (prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none}html{scroll-behavior:auto}}

/* Responsive */
@media (max-width:980px){
  .hero .container,.split,.contact-grid{grid-template-columns:1fr}
  .grid-3{grid-template-columns:1fr 1fr}
  .steps{grid-template-columns:1fr 1fr}
  .footer-grid{grid-template-columns:1fr 1fr}
  .service{grid-template-columns:1fr;gap:12px}
}
@media (max-width:820px){
  .menu-toggle{display:block}
  .nav-links{position:absolute;top:78px;left:0;right:0;background:#fff;flex-direction:column;align-items:stretch;gap:0;padding:8px 24px 20px;border-bottom:1px solid var(--line);display:none}
  .nav-links.open{display:flex}
  .nav-links li{border-bottom:1px solid var(--line)}
  .nav-links li:last-child{border:0;padding-top:14px}
  .nav-links a{display:block;padding:14px 0}
  .nav-links a::after{display:none}
  .nav-links .btn{justify-content:center}
  .topbar .hide-sm{display:none}
}
@media (max-width:600px){
  body{font-size:16px}
  section{padding:64px 0}
  .hero{padding:64px 0}
  .grid-3,.grid-2,.steps,.form-row,.footer-grid{grid-template-columns:1fr}
}

/* Service detail pages */
.svc-layout{display:grid;grid-template-columns:1fr 340px;gap:56px;align-items:start}
.svc-body h2{font-size:1.6rem;margin-top:1.6em}
.svc-body h2:first-child{margin-top:0}
.svc-body ul{padding-left:0;list-style:none}
.svc-body ul li{display:flex;gap:12px;margin-bottom:10px}
.svc-body ul li::before{content:"✓";flex:none;width:22px;height:22px;border-radius:50%;background:var(--sky-soft);color:var(--navy-2);display:grid;place-items:center;font-size:.75rem;font-weight:800;margin-top:3px}
.svc-side{position:sticky;top:100px;display:grid;gap:20px}
.svc-side .panel p{color:#dbe9f6}
.svc-side .card:hover{transform:none}
.svc-side ul{list-style:none;padding:0;margin:0}
.svc-side li{border-top:1px solid var(--line)}
.svc-side li a{display:block;padding:10px 0;text-decoration:none;font-weight:600;font-size:.94rem}
@media (max-width:980px){.svc-layout{grid-template-columns:1fr}.svc-side{position:static}}


/* Brand logo */
.brand img{height:62px;width:auto}
.site-footer .brand img{height:78px}
.nav{height:86px}
@media (max-width:820px){.nav-links{top:86px}.brand img{height:50px}}
/* Hero accent + offer */
.hero{background:linear-gradient(180deg,#fff 0%,#eef5ff 100%)}
.hero::before{border-color:#e3eefd}
.offer{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:18px}
.offer-box{background:#eef5ff;border:1.5px solid #8fbdf2;border-radius:18px;padding:16px 18px;text-align:center}
.offer-box small{display:block;font-weight:600;color:var(--navy);font-size:.85rem}
.offer-box b{display:block;font-size:1.9rem;font-weight:800;color:var(--navy);letter-spacing:-.03em;line-height:1.2;margin-top:4px}
.offer-box s{font-size:1.05rem;color:#5a6678;text-decoration-color:#e0303a;text-decoration-thickness:2px;margin-right:6px;font-weight:600}
.promo{background:linear-gradient(180deg,#eef5ff,#fff);border-top:1px solid #dbe8fb;border-bottom:1px solid #dbe8fb;padding:64px 0}
.promo .container{display:grid;grid-template-columns:1.2fr 1fr;gap:40px;align-items:center}
.promo h2 .accent{display:block;font-size:.7em}
.price-tag{font-size:2.6rem;font-weight:800;color:var(--navy);letter-spacing:-.03em}
.price-tag s{font-size:1.2rem;color:#5a6678;text-decoration-color:#e0303a;text-decoration-thickness:2px;margin-right:8px}
@media (max-width:980px){.promo .container{grid-template-columns:1fr}}
@media (max-width:600px){.offer{grid-template-columns:1fr}}
.social{display:flex;gap:10px;margin-top:16px}
.social a{width:38px;height:38px;border-radius:50%;background:rgba(255,255,255,.08);display:grid;place-items:center}
.social a:hover{background:var(--navy-2)}
.social svg{width:18px;height:18px;fill:#fff}

/* Dropdown nav */
.nav-links .has-sub{position:relative}
.nav-links .sub{position:absolute;top:100%;left:-18px;min-width:270px;background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow);list-style:none;padding:10px;margin:14px 0 0;opacity:0;visibility:hidden;transform:translateY(6px);transition:.18s}
.nav-links .sub::before{content:"";position:absolute;top:-16px;left:0;right:0;height:16px}
.nav-links .has-sub:hover .sub,.nav-links .has-sub:focus-within .sub{opacity:1;visibility:visible;transform:none}
.nav-links .sub a{display:block;padding:9px 12px;border-radius:8px;font-weight:500;font-size:.92rem}
.nav-links .sub a::after{display:none}
.nav-links .sub a:hover{background:var(--sky-soft);color:var(--navy-2)}
.nav-links .caret{font-size:.7em;margin-left:4px}
@media (max-width:820px){
 .nav-links .sub{position:static;opacity:1;visibility:visible;transform:none;box-shadow:none;border:0;padding:0 0 8px 12px;margin:0;min-width:0}
 .nav-links .sub li{border:0}
 .nav-links .sub a{padding:8px 0}
 .nav-links{max-height:calc(100vh - 86px);overflow:auto}
}
/* Trust strip */
.trust{border-bottom:1px solid var(--line);background:#fff}
.trust .container{display:flex;flex-wrap:wrap;gap:14px 34px;justify-content:center;padding-top:22px;padding-bottom:22px}
.trust span{display:flex;align-items:center;gap:10px;font-weight:600;color:var(--navy);font-size:.95rem}
/* Info box */
.keyfacts{background:var(--sky-soft);border-left:4px solid var(--navy-2);border-radius:12px;padding:20px 24px;margin:0 0 28px}
.keyfacts strong{display:block;color:var(--navy);margin-bottom:4px}
.keyfacts p{margin:0}
/* Tables */
.table-wrap{overflow-x:auto;margin:0 0 1.4em}
table{width:100%;border-collapse:collapse;font-size:.95rem}
th,td{text-align:left;padding:12px 14px;border-bottom:1px solid var(--line);vertical-align:top}
th{background:var(--cream);color:var(--navy);font-weight:700}
/* Articles */
.article{max-width:780px}
.article h2{font-size:1.55rem;margin-top:1.6em}
.article ul,.article ol{padding-left:22px}
.article li{margin-bottom:6px}
.meta{color:var(--muted);font-size:.9rem;margin-top:10px}
.author{display:flex;gap:16px;align-items:center;background:var(--cream);border-radius:14px;padding:20px;margin-top:36px}
.author .avatar{width:56px;height:56px;border-radius:50%;background:var(--navy-2);color:#fff;display:grid;place-items:center;font-weight:800;font-size:1.2rem;flex:none}
.author p{margin:0;font-size:.92rem;color:var(--muted)}
.disclaimer{font-size:.85rem;color:var(--muted);border-top:1px solid var(--line);padding-top:16px;margin-top:32px}
/* Fees */
.fee-card{display:flex;flex-direction:column}
.fee-card .from{font-size:1.6rem;font-weight:800;color:var(--navy);letter-spacing:-.02em;margin:6px 0 14px}
.fee-card .from small{font-size:.85rem;color:var(--muted);font-weight:600}
.fee-card ul{list-style:none;padding:0;margin:0 0 20px;flex:1}
.fee-card li{padding:8px 0;border-top:1px solid var(--line);font-size:.94rem}
.fee-card.featured{border:2px solid var(--navy-2)}
/* Reviews */
.review{font-size:1rem}
.review .stars{color:#f5a524;letter-spacing:2px;margin-bottom:8px}
.review cite{display:block;margin-top:12px;font-style:normal;font-weight:700;color:var(--navy);font-size:.92rem}
.team-card .avatar{width:72px;height:72px;border-radius:50%;background:var(--sky-soft);color:var(--navy-2);display:grid;place-items:center;font-weight:800;font-size:1.5rem;margin-bottom:16px}
.team-card .role{color:var(--navy-2);font-weight:700;font-size:.9rem;margin:-4px 0 10px}
/* Merged: navy hero card + numbered cards */
.hero-card.dark{background:var(--navy);color:#dbe6fb;border:0;border-radius:26px;box-shadow:0 30px 65px rgba(3,21,77,.22);position:relative;overflow:hidden;padding:34px}
.hero-card.dark::before{content:"";position:absolute;right:-90px;top:-90px;width:260px;height:260px;border-radius:50%;border:44px solid rgba(10,124,240,.35)}
.hero-card.dark>*{position:relative}
.hero-card.dark h2{color:#fff}
.hero-card.dark p{color:#b9c8e6}
.hero-card.dark .tag{display:inline-block;background:#fff;color:var(--navy-2);font-size:.72rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase;border-radius:999px;padding:5px 12px;margin-bottom:14px}
.hero-card.dark .big-p{font-size:3.4rem;font-weight:800;color:#5aa9ff;line-height:1;letter-spacing:-.04em;margin-bottom:8px}
.hero-card.dark .deadlines li{border-top-color:rgba(255,255,255,.12)}
.hero-card.dark .deadlines strong{color:#fff}
.hero-card.dark .deadlines span{color:#b9c8e6}
.hero-card.dark a{color:#8cc4ff}
.num{display:block;font-size:.72rem;font-weight:800;letter-spacing:.06em;color:var(--navy-2);text-transform:uppercase;margin-bottom:10px}

/* ===== Design polish v2 ===== */
/* Footer: responsive 5 columns */
.footer-grid.f5{grid-template-columns:1.25fr 1fr 1fr .9fr 1.15fr;gap:36px}
@media (max-width:1100px){.footer-grid.f5{grid-template-columns:1fr 1fr 1fr}}
@media (max-width:700px){.footer-grid.f5{grid-template-columns:1fr 1fr}.footer-grid.f5>div:first-child,.footer-grid.f5>div:last-child{grid-column:1/-1}}
/* 4-up grid */
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
@media (max-width:1100px){.grid-4{grid-template-columns:1fr 1fr}}
@media (max-width:600px){.grid-4{grid-template-columns:1fr}}
/* Trust strip */
.trust .container{display:grid;grid-template-columns:repeat(5,auto);justify-content:space-between;gap:14px 24px}
.trust span{font-size:.9rem}
@media (max-width:1100px){.trust .container{grid-template-columns:repeat(3,auto);justify-content:center}}
@media (max-width:640px){.trust .container{grid-template-columns:1fr 1fr;justify-content:stretch}.trust span{font-size:.82rem;align-items:flex-start}}
/* Hero: brand swoosh instead of generic ring */
.hero::before{border:0;border-radius:0;width:900px;height:420px;right:-160px;top:-40px;
 background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 600 280'%3E%3Cpath d='M0 260C140 90 380 10 560 30c40 5 52 40 22 85-14-38-60-55-130-52C300 70 140 150 0 260z' fill='%23e3eefd'/%3E%3C/svg%3E") no-repeat center/contain}
.hero h1{font-size:clamp(2.1rem,4.2vw,3.15rem)}
.hero .container{grid-template-columns:1.2fr .8fr}
@media (max-width:980px){.hero .container{grid-template-columns:1fr}.hero::before{width:600px;height:280px;right:-220px;top:-60px;opacity:.7}}
.hero-card.dark .deadlines li{align-items:baseline}
.hero-card.dark .deadlines span{white-space:normal;max-width:55%}
/* Who-we-help cards */
.who-card{display:flex;gap:16px;align-items:flex-start;text-decoration:none;color:inherit}
.who-card .icon{flex:none;margin:0}
.who-card h3{font-size:1.05rem;margin:0 0 4px}
.who-card p{margin:0;font-size:.92rem}
.who-card:hover h3{color:var(--navy-2)}
/* Section rhythm */
section{padding:80px 0}
.section-head{margin-bottom:40px}
.card{border-radius:18px}
.card h3 a:hover{color:var(--navy-2)!important}
/* Mobile sticky action bar */
.mbar{display:none}
@media (max-width:820px){
 .mbar{display:grid;grid-template-columns:1fr 1fr;gap:10px;position:fixed;left:0;right:0;bottom:0;z-index:60;background:#fff;border-top:1px solid var(--line);padding:10px 14px calc(10px + env(safe-area-inset-bottom));box-shadow:0 -6px 20px rgba(3,21,77,.08)}
 .mbar .btn{justify-content:center;padding:12px 10px;font-size:.92rem}
 body{padding-bottom:72px}
 .topbar{font-size:.78rem}
 .hero{padding:48px 0 56px}
 .hero-points{gap:10px 18px}
}
/* Article/service sidebar spacing on mobile */
@media (max-width:980px){.svc-side{margin-top:8px}}
.local-areas{color:var(--muted);font-size:.95rem;margin-top:16px}
.steps-list{padding-left:22px}
.steps-list li{margin-bottom:10px;padding-left:4px}
.svc-body ol li::before{display:none}
/* a11y contrast + footer headings */
.site-footer .fh{color:#fff;font-family:"Inter",sans-serif;font-size:.85rem;letter-spacing:.12em;text-transform:uppercase;margin-bottom:16px;font-weight:800}
.eyebrow{color:#0256a3}
.keyfacts a{color:#03154d}
.num{color:#0256a3}